The Rainy Day Trust is here to help those who have fallen on hard times, we support people who have worked in or apprentices entering the the home improvement and enhancement industries.

There are a number of ways we can help, whether you currently work or have worked within any of the following industries. We’re here, because you can’t always do it yourself…

We help those (and the partners of) people who have worked in the worlds of builders’ merchants, DIY, hardware, potteries and glass, housewares and garden centres. This also includes the manufacture of products sold in these sectors. We also help professional tradespeople such as plumbers, carpenters, electricians and so on as well as their apprentices or trainees.  Find more information on each below.

Eligibility criteria:

  • Less than £10K savings
  • Low income 
  • 1 year’s minimum service –  this must be for one firm and continuous service.

Get help

We help past and present employees of the home improvement industry, including tradesmen, who are struggling financially plus apprentices entering the home improvement industry. Don’t suffer alone, let The Rainy Day Trust help make those ends meet.

Apply now

We help people who have worked in the manufacture, wholesale, retail & distribution of:

Builders Merchants

Get more information on how we can help those who work or have worked at a builders merchants.

Apply for help


If you’ve worked or still work in a DIY workplace we can help to get you back on your feet.

Apply for help


We support those who have worked or currently work in hardware and ironmongery.

Apply for help

Potteries and Glass

Those who have worked or still work in Potteries and Glass are eligible for help.

Apply for help


If you work, or used to work in housewares supply, retail or merchant supply then you are entitled.

Apply for help

Garden Centres

If you have worked, or still work at a garden centre and need help, we’re here for you.

Apply for help

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